Barter

 Do you barter?  Do you have a skill that no one else does in your circle of friends?  Recently my husband started bartering with people he knows for services our family needs.  How does he do this?  Well, he offers a customized web site for their business in exchange for  services for our family.  It could be salon services, taxes, or legal work.  I have been know to barter food services for painting or food services for some sewing work.  (I still can't sew a straight line, I am trying!)

 The beautiful thing about bartering is that no money is exchanged.  You get what you need, and they get what they need.  Oh I love this kind of stuff.

So, go market yourself, and save yourself some money.